Correct Answer: UDGAM
Subject: economics
Explanation: • <b>Key Fact</b> UDGAM (Unclaimed Deposits Gateway to Access Information) was launched in 2023 to locate unclaimed bank deposits. • <b>Supporting Detail</b> PRAVAAH is a unified portal for regulatory applications and licenses. • <b>Related Concept</b> DAKSH (2023) is a reporting system for banks/NBFCs to improve supervision. • <b>Why wrong options are wrong</b> E-Kuber is RBI's Core Banking Solution for NEFT/RTGS and G-Sec purchases. • <b>Exam Trick</b> "UDGAM" literally translates to origin/source—finding the source of lost (unclaimed) money. • <b>Additional Info</b> Unclaimed deposits are transferred to the DEA (Depositor Education and Awareness) Fund.
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